Services

Individual & Family Planning

Financial Planning

A comprehensive financial analysis of your assets, liabilities, cash flow, and investments can help identify a clear path to a more secure future. We believe an integrated and holistic approach to wealth management can ensure an optimal level of asset management incorporating retirement and tax and estate planning.

Asset Management

There are numerous financial strategies and retirement income plans that can help you accumulate assets for the future, shield your business and personal assets from liabilities, and safeguard asset transfer to children and grandchildren. We can help you figure out what the right course of action is for your specific situation and objectives.

Retirement Solutions

We work with our clients to design and implement a variety of accumulation and retirement income plans, offering insurance products, investment programs ranging from separately managed portfolios of stocks and bonds to mutual funds, and access to third-party wealth management programs. We offer a consistent process to ensure management of investment assets according to your goals, risk tolerances and time horizon. We then monitor your plan on a continual basis, and adjust and evolve as your needs change.

Estate Planning

A well-engineered estate conservation plan can minimize tax liability and ensure that loved ones are protected. We will work with you and your other advisors to assess the impact of state and federal taxes on your estate and suggest strategies to help minimize those taxes while meeting your personal philosophies and family needs.

Insurance Planning

Many people think that life insurance is only for people with families. While it is true that life insurance can help provide for the needs of dependents, life insurance also can be an important part of a well-thought-out estate, business succession or charitable giving plan. And permanent life insurance offers many living benefits as well, such as tax-deferred cash value accumulation. For all of these reasons, life insurance can be important for someone starting out - or for someone who’s starting over.

Disability and Extended Care Needs

To execute a sound retirement strategy, asset and income protection are a must. Designing a plan that encompasses managing costs for extended periods of care and disability insurance can help create the necessary balance in a portfolio to ensure stability and protection of assets.

Charitable Planning

Charitable planning allows you to support the organizations and causes that matter to you, while often providing immediate income streams and reducing your tax burden. Numerous charitable giving strategies exist, and we can help you design and execute a charitable giving plan that is in alignment with your personal and philanthropic goals.

Small Business Planning

Business Succession / Exit Planning

Succession planning allows owners to leave their business on their own timeframe while preparing their company to be transferred to family members, key employees, an outside party, or even a charity. This must be done in a way that achieves personal financial security, maintains harmony, and achieves maximum value for the business.

Group Benefits Strategies

Selecting the right benefit package is becoming increasingly important in retaining the best employees, and keeping them productive. We strive to know and understand your complete financial situation and provide you with the highest quality of information, products, and services to help you reach your goals. Our clients rest assured knowing that we always have their interests at heart.

Focusing on your objectives, budget and culture, we work with you to custom design your group benefits, qualified retirement plans, and voluntary benefits plans to address your employees’ unique needs. Our strong relationships with insurers enable us to effectively represent your employees to ensure claims and issues are resolved promptly.

Executive Benefits

The success of most businesses is tied into the talent, passion and work ethics of their key executives. Executive benefit packages can help you attract, motivate, and retain high-caliber employees and keep your company healthy and stable. We can help you fund non-qualified plans, supplemental employee retirement plans, split dollar plans, and more.

Executive Compensation Packages

Executive Compensation packages include the monetary and non-monetary compensation company executives receive. We utilize unique strategies to maximize these packages for executives entering or leaving a company.

Non Qualified Deferred Compensation

Deferred compensation is a written agreement between an employer and an employee where the employee chooses to have part of his or her compensation withheld by the company, invested on their behalf, and distributed back to them at a pre-determined point in the future. Deferred compensation can be used as a flexible way to attract and incentivize key employees.

Key Person Insurance

Key person life insurance offers a death benefit that helps indemnifies an employer for the loss of one of its most important assets - the key person. This can help assure continuity of the business for employees, customers and creditors, and protects against losses in sales, momentum, and credit. It can also be used to assist with recruiting and developing a replacement for the employee.

Buy/Sell Agreements

A buy-sell agreement is a legally binding agreement between co-owners of a business that details what should happen if a co-owner were to leave the business: whether by force, choice, or extenuating circumstances such as disability or death.

FCS Sports & Entertainment

A 2009 Sports Illustrated article* estimated that 78% of NFL players have either gone bankrupt or are under severe financial distress within two years of retiring, while 60% of NBA players file for bankruptcy within five years of retirement. The same article also states financial difficulty faced by MLB players, and specifically highlights instances where some players’ assets were invested poorly, without their knowledge. The reason these statistics are so high is because athletes have been time and time again prayed upon by financial advisors interested in managing their portfolios, but not interested in maintaining their wealth.

As a former college athlete and current coach, Paul understands the pressure and hard work that athletes are subject to everyday. Our mission is to educate and empower them to be confident about the financial planning process. We believe in checks and balances, athletes and advisors should both be accessible and willing to work in a collaborative effort that focuses on teamwork and success. Our primary goal is wealth preservation, and we use safe, predictable, financial solutions that have proven effective for hundreds of years to achieve this goal. Most importantly, we want to work with athletes and their families that see us as long term advisers. In order for us to add value, we take steps to ensure that we are the right fit for the prospective athlete and his or her family.

Calculators

Newsletters

  • Better Late Than Never

    Understand the rules and deadlines for the estates of recently deceased taxpayers when seeking portability relief.

Subscribe to our Newsletter

Market Watch

Last Closing Prices

Ticker Name Percent Difference (when noted with %) otherwise Last Price Difference (where applicable)
Dow Jones Industrials 24,651.74 +0.58
Dow Jones Transportation 10,393.01 +0.63
Dow Jones Utilities 753.38 +0.37
Nasdaq Composite 6,936.58 +1.17
Nasdaq 100 6,466.32 +1.20
NYSE Composite 12,699.69 +0.56
AMEX Composite 2,553.65 -0.24
PHLX Semiconductor Index 1,250.89 +1.50
OSX Oil Service Sector Index 133.21 +0.35

[ Markets | Charts | Quotes | Portfolio ]

Market data delayed per exchange rules.
All quotes are in US Eastern Time (EST).
Market data provided by ICE Data Services. ICE Limitations. Powered and implemented by FactSet. Legal Statement.